Promos
List of Cashback Rate Per Category
Click (+) to see the Cashback Rate per Category
(Cashback Rates are subject to change without prior notice)
(Cashback Rates are subject to change without prior notice)
| Category | New Customers Rate | Returning Customers Rate |
|---|---|---|
| Filled Up Form | 0.0% - PHP 226% | 0.0% - PHP 226% |
Terms and Conditions
1) Within 15 days after receiving the policy document, you have the right to cancel your life insurance policy. If you are dissatisfied with the policy or disagree with any of the terms, you can return the policy stating the reasons for objection. It must be signed and sent directly to the insurance company.
2) To initiate the cancellation and refund, the policyholder needs to return the policy document to BPI AIA within the 15-day period.
3) Just in case you need extra money, you can withdraw a partial amount of the cash value from your life protection policy, such as a ULIP, VUL, or other life insurance plans with investments. This may be done while the policy is in effect.
4) As a policy holder, you have the control to choose which fund to put your money. Given that, you are allowed to switch units of one investment fund allocated in your life protection or insurance policy to another investment fund, such as a ULIP, VUL, or other life insurance policies with investments.
5) You have the right to surrender the insurance policy at any time after the end of the prescribed lock-in period from the date of commencement of the policy.
6) You are free to transfer the ownership of an insurance policy to another person or entity. Such can be done to redirect the premium and save on estate taxes in the event of the policy holder’s death.
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